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The Savings and Credit Cooperative Union League of Tanzania (SCCULT) 1992 LTD

Umbrella for SACCOS in Tanzania
SCCULT DATA GOVERNANCE

Terms & Conditions

Data Protection, Privacy and responsible handling of personal information across SCCULT services, digital platforms, communications and institutional engagements.

Home Terms & Conditions

Data Protection & Privacy

SCCULT is committed to responsible personal data handling and to respecting applicable data protection requirements in Tanzania.

Framework PDPA 2022
Chapter Cap. 44
Updated 04 Oct 2026
SCCULT PRIVACY FRAMEWORK

Protecting information through responsible data governance.

These Terms and Conditions explain the principles that guide SCCULT in the collection, use, processing, storage, disclosure and protection of personal information obtained through its services, website, communication channels and institutional activities, where applicable.

01

Overview and Legal Framework

SCCULT (1992) LIMITED recognises the importance of protecting personal information entrusted to the organisation by members, stakeholders, employees, service users, partners, visitors and other individuals.

This policy framework is intended to support responsible processing of personal data in accordance with applicable laws and regulatory requirements, including the Personal Data Protection Act, 2022 (Act No. 11 of 2022, Cap. 44) and applicable regulations.

Important Notice

These Terms provide institutional information about SCCULT's approach to personal data protection. Where applicable, the requirements of the governing law and regulations prevail over any inconsistent description contained on this page.

02

Personal Data We May Collect

Depending on how you interact with SCCULT, we may receive or process information that relates to an identifiable individual.

  • Names and identification information.
  • Telephone numbers, email addresses and other contact details.
  • Organisation, employment or professional information where relevant.
  • Information submitted through enquiries, applications, forms or correspondence.
  • Service, programme, training, event or participation information.
  • Records required for institutional administration and service delivery.
  • Technical information generated when interacting with digital services, where applicable.
Data Minimisation

SCCULT seeks to collect information that is relevant and reasonably necessary for the specific purpose for which it is being processed.

03

Purpose of Processing Personal Data

Personal information may be processed for legitimate institutional, operational, administrative, communication, service-delivery and compliance purposes.

  • Responding to enquiries and requests for information.
  • Providing institutional services and support.
  • Managing programmes, events, training and stakeholder engagements.
  • Maintaining organisational and operational records.
  • Communicating relevant institutional information.
  • Meeting legal, regulatory, contractual or administrative obligations.
  • Protecting the security, integrity and proper operation of digital services.
04

Data Protection Principles

SCCULT's data governance approach is guided by the principles of lawful, fair and transparent processing, purpose limitation, data minimisation, accuracy, storage limitation, security and respect for applicable data subject rights.

Lawfulness

Personal data should be processed on a lawful and legitimate basis.

Purpose Limitation

Data should be collected for specified and legitimate purposes.

Minimisation

Processing should be limited to information reasonably necessary.

Accuracy

Reasonable measures should support accurate and current information.

Retention

Data should not be retained longer than required for its purpose or law.

Confidentiality

Appropriate safeguards should protect personal information.

05

Your Data Protection Rights

Subject to applicable law and relevant conditions, individuals whose personal data is processed may have rights relating to their personal information.

Right to Information

To receive relevant information about how personal data is processed.

Access

To request access to personal information, subject to applicable requirements.

Correction

To request correction of inaccurate or incomplete personal information.

Objection & Restrictions

To exercise applicable rights concerning certain processing activities.

Deletion

To request deletion where the law permits and applicable conditions are met.

Complaint

To pursue available complaint or redress mechanisms under applicable law.

Exercising Your Rights

Requests should provide sufficient information to enable SCCULT to understand and appropriately respond to the request. Certain rights may be subject to legal limitations, verification requirements or other applicable conditions.

06

Data Security and Confidentiality

SCCULT recognises the importance of protecting personal information against unauthorised access, disclosure, alteration, loss, destruction or other unlawful processing.

  • Access to information should be limited according to legitimate organisational needs.
  • Appropriate administrative and technical safeguards should be maintained.
  • Confidential information should be handled by authorised personnel and service providers.
  • Security incidents should be assessed and handled through appropriate internal procedures.
  • Digital systems should be maintained with reasonable measures appropriate to the nature of the information processed.
07

Disclosure and Sharing of Personal Data

SCCULT does not intend to disclose personal information indiscriminately. Where information is shared, the disclosure should have an appropriate lawful, institutional, contractual or regulatory basis.

  • Authorised service providers or processors acting on SCCULT's behalf.
  • Relevant institutional partners where disclosure is necessary and lawful.
  • Government, regulatory or law-enforcement authorities where required by law.
  • Professional advisers or other authorised parties where reasonably necessary.
Third-Party Processing

Where third parties process personal data on behalf of SCCULT, appropriate contractual, organisational and security measures should be considered to support lawful and responsible processing.

08

Data Retention and Disposal

Personal information should be retained only for as long as reasonably necessary for the purpose for which it was collected, for legitimate operational requirements, or where retention is required or permitted by applicable law.

When personal information is no longer required, appropriate disposal, deletion, anonymisation or other lawful handling measures may be applied according to the nature of the record and applicable requirements.

09

Privacy Requests and Contact

For questions concerning this policy, personal information handled by SCCULT, or requests relating to applicable data protection rights, you may contact SCCULT using the official contact details below.

Data Protection Enquiries

Speak with SCCULT

Ushirika Tower, Lumumba Street, 16th Floor, Dar es Salaam, Tanzania. Email: info@sccult.tz. Telephone: +255 222 185 548/9.

Email SCCULT

For regulatory information concerning personal data protection in Tanzania, the relevant authority is the Personal Data Protection Commission (PDPC) .

10

Policy Updates and Acceptance

SCCULT may review and update this page from time to time to reflect changes in applicable legislation, regulations, institutional practices, digital services or data protection requirements.

Users are encouraged to review this page periodically for the latest version. Continued interaction with SCCULT services after an applicable update may be subject to the revised terms and notices, to the extent permitted by law.

Last Updated

04 October 2026

SCCULT (1992) LIMITED is committed to responsible information governance, privacy, confidentiality and secure digital transformation in support of sustainable cooperative development.

2026 SCCULT (1992) LIMITED. All Rights Reserved.